Snowmobile Insurance Colorado

Snowmobile insurance is not required by law in Colorado but that doesn’t mean you don’t need it.

Regardless of skill level or experience, every snowmobile driver needs snowmobile insurance. Hitting the snow without adequate coverage could mean you are unprotected against medical payments and collision costs in the event of an accident.

Why do you need snow mobile insurance?

Insurance for snowmobiles is a must. It is generally inexpensive and homeowners' policies exclude liability and property damage caused by snowmobiles. If you injure someone with your snowmobile your homeowners' policy will not defend you in court or pay the claimant’s damages.

Basic Types of Snowmobile Coverage in Colorado

  • Liability Coverage - covers injuries, as well as property damage that you may cause to others as a result of a snowmobile accident.

  • Comprehensive Coverage - protects your snowmobile from most sudden and accidental losses to your snowmobile other than upset or collision.

  • Collision Coverage - pays for damage to your snowmobile if you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over. It also covers auto accidents where the trailer and sleds are totaled which is usually not covered by auto insurance.

Receive a Free, No-Obligation Quote Today

We offer free quotes that make shopping for Colorado snow mobile insurance convenient and hassle-free.  Submit our free online quote form or call us to get a no-obligation insurance quote. 


We moved back from North Carolina and I called Mike Dowling at Great Frontier and he had everything wrapped up within 24 hours with the best pricing and coverage available. If you’re busy, want quick responses and ability to trust your insurance agent, Mike is your guy for sure.
— Robert S

Great Frontier Insurance Agency

7156 S Newland St.
Littleton, CO 80128
(303) 934-8230

Serving these areas:

South Denver

Littleton

Highlands Ranch

Lakewood